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8 Factors That Play Key Roles in Determining Your Mortgage Rate

If you’re planning to buy a home in the near future, you’ll want to get the lowest interest rate possible on your mortgage. That’s why it’s important for you to understand all the factors that impact the rate you’re offered.

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What’s the Difference Between Mortgage “Term” Vs. “Amortization”?

Terms and amortizations are often the sources of great confusion among buyers, many of whom aren’t fully aware of their distinctions. So, what exactly is the difference between a mortgage term versus amortization?

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Things Guests Notice About Your House Right Away

It’s always nice to have people come to visit, but being a host typically involves a little tidying up. But getting your home ready for guests might involve a little more than just clearing the shoes out of the front entrance or getting that pile of dishes done. Your guests will notice a lot more than what you may think.

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INFOGRAPHIC: Top 12 Questions Home Buyers Ask Their Real Estate Agents

Buying a home – especially for the first time – can be an overwhelming experience. It’s not surprising that buyers tend to have a plethora of questions to ask their agents before they take the plunge. Here are some of the most common queries you’ll ever hear a buyer ask their agent.

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7 Reasons Your Credit Score Dropped

Your credit score is a critical component of your financial health, so you want to make sure it’s as high as it can be. If it’s in bad shape, you’ll find it difficult to get approved for a mortgage, auto loan, and other loans on credit.

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When Should Buyers Offer Full Asking Price on a Listing?

It’s common practice for homebuyers to offer a price on a home that’s under the listing price in hopes of negotiating a number that both parties can agree on. By leaving a gap between the listing and offer prices, you’ve got some wiggle room to allow for a little back-and-forth bantering. But when is it customary to offer the full listing price on a home?

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Homebuyers: How to Tell if You’re Getting a Good Deal

How can you identify whether or not you’re really getting a good deal on a home, especially if you’re in the middle of a volatile market and prices are changing from one week to the next? Here are some ways to tell.

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INFOGRAPHIC: California Sales Report For November 2017

California saw its highest year-over-year increase in home prices since January 2016, while inventory continues to be short across the state. Here are some key statistics on California home sales for November 2017, as gathered from the California Association of Realtors (CAR).

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Pros and Cons of Buying a Timeshare

Timeshares have been popular vacation options for many Americans over the years, allowing them to essentially “own” their vacation properties without outright buying real estate. But as beneficial as timeshares may be, they also come with a set of drawbacks that need to be carefully contemplated. Here are some pros and cons of owning a timeshare that should be taken into consideration before you buy.

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